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Funding for postgraduate students

Postgraduate study could be more affordable than you thought as you may be eligible to apply for a number of funding sources to help with fees and living expenses.

Postgraduate Loans

A postgraduate loan is:

  • a contribution towards the costs of study, that is, it will be at the student’s discretion to use the loan towards fees, maintenance costs or other costs
  • non-means tested
  • paid directly to the student into a UK bank account.

The loan amount changes annually and is subject to change by the government.

One and two year full-time courses are eligible for support. Part-time courses are also eligible, and are subject to a minimum 50% intensity requirement. Note that where the student is studying a two year full-time course on a part-time basis, all payments will be made over the first two years of study.

Eligible courses may be taught or research based, and include professional Master’s courses such as MBAs. There are no subject restrictions.

Master’s courses that are currently funded by the undergraduate support system, such as integrated Master’s, will not be eligible for PGL. Neither will other postgraduate qualifications that do not result in a Master’s qualification, such as a Postgraduate Diploma.

 

Master’s Loans

Postgraduate loans are available from the government to help fund a master’s degree. The loan available in 2020/21 was up to £11,222 which could be used to pay course fees and living costs. It is not based on your or your family’s income and it’s paid directly to you. You can also get extra support if you have a disability. Whether you qualify depends on your course, age and nationality or residency status.

Further details regarding the current loan amount, your eligibility, repayments and how to apply, can be found at gov.uk/masters-loan.

 

Postgraduate Doctoral Loans

A Postgraduate Doctoral Loan can help with course fees and living costs while you study a postgraduate doctoral course, such as a PhD.

If you’re starting a doctoral degree on or after 1 August 2020, you could get a postgraduate doctoral loan of up to £26,445 to help with course fees and living costs. It is not based on your or your family’s income and it’s paid directly to you. You can also get extra support if you have a disability.

Further details regarding the current loan amount, your eligibility, repayments and how to apply, can be found at gov.uk/doctoral-loan.

 

Funding

Depending on your area of study, there are other funding options available to help support your postgraduate education.

For information on funded research contact the Research department on PGRSupport@chi.ac.uk.

 

Useful websites:

For more information of Postgraduate study, visit the gov.uk website.